Weathering the Storm

By John A. Klebba, CEO, Legends Bank   Some 36 years ago, Dr. Robert H. Schuller wrote what would become a bestseller, titled Tough Times Never Last, But Tough People Do. In a relatively short 240 pages, Dr. Schuller teaches that each of us has the potential to achieve the best in life regardless of…

Why You Need an Estate Plan NOW Even if You Are Young – Save Your Family Thousands of Dollars and Spare Them Pain

by Michele Kelsaw, MK Legal Planning Unfortunately, I could tell you several stories of young people who have passed away unprepared.  Although we never expect this to happen and the pain is unbearable for the family and friends, there ways to ease the financial burden and stress in these situations if we just plan ahead.…

You Can Get Tax Benefits from Charitable Gifts Whether or Not You Itemize Deductions

by Phelps Health Foundation If your itemized deductions regularly exceed the standard income-tax deduction, you will continue to itemize and realize tax savings from your gifts to us and other charities. However, if you are among the estimated 90 percent of individuals who will not itemize because of the higher standard deduction implemented by the…